Topfin Holding SA presents itself as an experienced forex broker with an office in Luxembourg and a questionable background — at times stating over 15 years of operation, and at other times claiming it was founded in 2018. The website promotes a client base of five million, educational resources, personal account managers, and daily analytics. However, something is odd — there is no mention of a competitive license anywhere. This review aims to determine whether this firm can be trusted or if it is, in fact, a scam.
Table of Contents
Highlights
| 🏛️ Country | Luxembourg |
| ⚠️ Regulation | – |
| 🖥️ Website | https://topfinhold.com |
| 🎲 Demo Account | No |
| ⏳ Start Time | 2025 |
| 💲 Minimum Deposit | £100 |
| ⚖️ Minimum and Maximum Leverage | 1:100 |
| ⚙️ Trading Platform | WebTrader |
| support@tfhsa.net | |
| 📞 Phone | +352661931887 |
First Impression of Topfinhold.com
Let’s take a look at the official website of Topfin Holding SA to understand what they are trying to sell under the guise of a reliable broker. The site is available in only two languages, English and Russian, which seems far too limited for a company claiming to have “5 million clients”.
The header menu is standard: Markets, Trading, Security, About Us, Education, and Tools. Topfin Holding SA claims to hold a license and boasts 15 years of experience. However, here’s the catch — on another page, it states the company was founded only in 2018. Not a single specific regulator is mentioned, no license number, and no link to a public registry — everything is based on trust alone.
The FAQ section contains superficial answers: how to register, fund your account, and submit a withdrawal request. There is no in-depth information about commission fees, order execution conditions, or spreads. Company performance indicators are allegedly shown, but in reality, it’s just graphics with no supporting evidence.
The website lists standard documents: User Agreement, Privacy Policy, and AML Policy. The address provided is 31-33 Rue Sainte-Zithe, Luxembourg, but there is no proof whatsoever that Topfin Holding SA is actually based there. Judging by the site, the firm tries hard to present itself as a solid organization, but there are numerous gaps and shortcomings beneath the surface.
Partnership and Bonuses
Topfin Holding SA’s website does not offer any bonuses or affiliate program — which is unusual, even for the most basic brokers. No friend referral offers, no cashback, not a single cent for trading volume. This is strange, considering the company supposedly competes for clients.
Account Opening on Topfinhold.com
Registration on the Topfin Holding SA platform is standard and takes just a few minutes. Users need to enter their first and last name, email address, phone number, and country of residence, select the account’s currency, and create a password. After that, confirm agreement with the terms and click “Create Account”.
Immediately after registering, the system redirects you to the personal dashboard. It includes the main sections: personal information, document upload, transaction history, deposit, withdrawal, and support contact. It all looks neat but very dry — as if the interface was copied from a generic broker template. Most importantly, Topfin Holding SA does not offer a demo account at all. You cannot test the terminal, open trades with virtual funds, or see how order execution works.
The user is immediately pushed to fund a live account. There is no opportunity to explore the platform beforehand. The “Access Webtrader” button leads to the trading terminal, which we will review in more detail later.
Verification
The identity verification process (KYC) at Topfin Holding SA appears to be standard. In the personal account section, there is an “Upload Documents” tab where clients are asked to upload a full list of sensitive documents: a passport, ID card, driver’s license, bank statement, utility bills, and even a photo of a credit card. This is excessive for a company that holds no license and does not confirm its legal status.
According to the FAQ on the website, trading is not allowed without full verification. Even if funds have already been deposited, access to the platform may be blocked until all required documents are submitted.
- Mandatory verification.
- No timeframe for KYC processing is specified.
Trading Software
The trading platform offered by Topfin Holding SA is a basic web terminal with limited functionality. You can select a financial asset, open a position, and set the volume. The chart is a standard Japanese candlestick chart, but it can be adjusted. There is also zooming and timeframe selection. On the left side of the chart is the list of available assets.
There are no professional analysis tools: no proprietary indicators, no custom templates, no expert advisors, and no option to connect trading robots. This is not MetaTrader, cTrader, or NinjaTrader. It is simply a graphical shell with basic controls, suitable only for opening and closing trades. Professional platforms like MT4, MT5, or cTrader offer advanced analytics, longer historical price data, market depth, order book access, and many other capabilities. Here, you only get the bare minimum.
However, the main drawback is that the platform has no mobile version or desktop application. You will not find anything from Topfin Holding SA in the App Store, Google Play, or as an installer for Windows or macOS. This means you are tied to using it exclusively through a browser.
| Features | Topfin Holding SA | Interact Invest | Gainful Markets |
|---|---|---|---|
| Demo Account | ❌ | ❌ | ❌ |
| Mobile App | ❌ | ❌ | ❌ |
| Own Development | ❌ | ❌ | ❌ |
How Can I Trade With Topfin Holding SA?
The company offers trading in all major asset classes: forex, commodities, cryptocurrencies, stocks, indices, and metals. To understand the broker’s trading offer, it is necessary to examine the account types.
All Info About Accounts
Topfin Holding SA provides several account tiers for traders:
- First Step — £100. An entry-level plan with the bare minimum: an introductory trading course, promised support from an analyst, and a few sessions over five days. This tier is only meant to “warm up” a beginner for future deposits. It offers no real value or useful information.
- Basic (Forex & Commodities) — £1,500. Topfin Holding SA promises access to daily analytics, educational materials, webinars, and a financial expert. It also includes 24/5 chat support and portfolio audit. However, there are no specifics: no names of analysts, no examples of training courses, and no demo access to webinars.
- Optimal (Stock Market) — £16,500. An expanded version of the previous tier with “contract trading”, “account accreditation”, and “increased leverage”. Also claims a 15% commission reduction and access to “exclusive news channels”. All of this sounds impressive, but in reality, it’s just empty marketing phrases with no substance.
- Premium (Indices & Hedge Funds) — £65,000. Includes a personal investment plan, arbitrage strategies, account insurance options, and access to major fund investments. IPOs and ETFs are also mentioned. However, there are no links to real products or any verified case studies. All the “features” are purely theoretical.
- Exclusive (VIP Investor) — £250,000. The most expensive plan with vague offerings: a personal portfolio manager, investments in venture capital and pre-IPOs, custom commission terms, and exclusive strategies.
- There is a choice between several plans with different levels of “support” and entry amounts.
- The tariffs are overpriced dozens of times compared to more trusted brokers.
- All “services” are described vaguely.
- Commissions and spreads are not specified.
- There is no demo or cent account.
Market Analysis and Education With Topfinhold.com
The official Topfin Holding SA website also includes a few additional features. First, there is an educational section: videos, a training academy, and news. Second, a set of helpful widgets: an economic calendar, glossary, currency converter, and calculator.
Deposit, Withdrawal, and Fees
Funds can be deposited using four methods: bank card, bank transfer (Bank Wire), cryptocurrency, and P2P. Withdrawals are more complex. Initially, Topfin Holding SA promises to process requests within one business day. However, then comes the fine print: funds may arrive within 3–7 business days, depending on the “payment method”.
As for fees, the broker claims there are “none”. However, it immediately clarifies that a currency conversion fee will apply if the currency differs from the account’s base currency. Additionally, users are required to pay all taxes, bank fees, and any transaction-related charges.
| Features | Topfin Holding SA | Landson Financial Holding SA | RippelCapital |
|---|---|---|---|
| Debit/Credit Cards | ✔️ | ✔️ | ✔️ |
| Electronic Payments | ✔️ | ❌ | ❌ |
| Crypto Transfers | ✔️ | ✔️ | ❌ |
| Deposit Fee | ❌ | ❌ | ❌ |
| Withdrawal Fee | ❌ | ❌ | ✔️ |
How Can I Contact It?
You can contact representatives of Topfin Holding SA only through a contact form, a single phone number, and an email address. There is no live chat, no support via Telegram or WhatsApp, and not even links to social media accounts on the website.
We separately verified the listed email address using specialized services — and it turns out that support@tfhsa.net simply does not exist. In other words, Topfin Holding SA provided a fake email address.
- None.
- Fake email.
- No messengers or online chat.
Is Topfin Holding SA Dangerous?
This broker does not look trustworthy or safe. Fake contact details, hidden conditions, and the absence of essential features like a demo account — all that remains is to check licenses and operational history to determine whether this is a scam.
How Long Does The Broker Work?
Topfin Holding SA does not have 15 years of experience and has not been operating since 2008. The actual length of the operation is one month. Their domain was registered only on March 4, 2025 — just a few weeks ago. This completely contradicts the company’s narrative. Moreover, the domain is registered for just one year — until March 2026. Serious financial companies usually register domains for several years in advance to maintain brand control and avoid raising suspicion.
How Is Topfin Holding SA Regulated?
The creators of the platform didn’t bother to invent an original story but instead appropriated the name of a real company. Yes, a legal entity called Topfin Holding SA has indeed been registered in Luxembourg since 2018, but it is located at a different address and has no connection to brokerage services. This information is easily found in the official LEI database.
The website also claims that Topfin Holding SA operates under the laws of its jurisdiction and complies with regulatory requirements. It sounds convincing, except that no supporting documents, licenses, or financial registrations in Luxembourg have been provided. It is highly unlikely that a forex broker, which has stolen someone else’s name, would hold a valid license.
| Features | Topfin Holding SA | MetaSwissX | BlackTrade500 |
|---|---|---|---|
| European Zone | ❌ | ❌ | ❌ |
| Asian Zone | ❌ | ❌ | ❌ |
| American Zone | ❌ | ❌ | ❌ |
| African Zone | ❌ | ❌ | ❌ |
| Offshore | ❌ | ❌ | ❌ |
Where is Topfin Holding SA actually based?
Is Topfin Holding SA Legit?
How Risky Is It?
Kevin Berry Fraudulent companies that are not registered anywhere and use stolen names and legal details are becoming increasingly common. Topfin Holding SA clearly belongs to this category of scammers. No experience, no official registration — only fakes and lies. Their conditions are based on the principle of “if you want better — pay more”, which is another classic trait of a scam broker. In short, this is not a platform anyone should be trading with.
Topfin Holding SA rating
1 review about Topfin Holding SA
To anyone considering trading with Topfin Holding SA – here’s the truth: they are scammers. They have not processed my withdrawal request for two weeks. Thankfully, the amount stuck was small, so it’s not a huge loss. But yes, I confirm that this is a typical scam operation, designed solely to extract money from people. It’s a fake project that launched recently, and it won’t last long – it was built for a quick exit scam!