RGN Financial Planning Ltd Review | More than Just Market Trading Access or a Scam?

by Kevin Berry
  1/5   Reviews: 2
RGN Financial Planning Ltd - logo

Meet RGN Financial Planning Ltd – the British broker where ambition powers performance. Here, traders receive more than just market trading access; they’re backed by top-tier personal managers, unparalleled opportunities, comprehensive training, and the chance to evolve into the ultimate trader. Sounds inspiring and gripping, right? However, what’s the reality behind the platform? Is it secure, given it has no regulatory licenses, no legal documents, and a business model shrouded in mystery? Our in-depth review will scout out the red flags that might just point to a potential scam.


🏛️ Country United Kingdom
⚠️ Regulation
🖥️ Website https://www.rgnfinancialplanningltd.com/
🎲 Demo Account No
⏳ Start Time 2023
💲 Minimum Deposit £5,000
⚖️ Minimum and Maximum Leverage 1:100
⚙️ Trading Platform WebTrader
📨 E-mail support@rgnfinancialplanning.net
📞 Phone +442081575015

First Impression of Rgnfinancialplanningltd.com

The website design appears outdated and lacks modern visual appeal, reminiscent of early 2000s templates. The overuse of stock photos detracts from its authenticity, potentially undermining user trust. Its color palette is inconsistent, leading to a jarring user experience. Furthermore, crucial information seems to be buried under a clutter of needless graphics, and navigation appears non-intuitive.

RGN Financial Planning Ltd - site

The video sequence greeting us upon entering the site is perplexing. It showcases various people gazing at their smartphones and laptops with smiles and looks of astonishment. Evidently, this is how RGN Financial Planning Ltd envisions its clients.

Overall, the site is primitive and cliché. Zero originality or flair, nothing new or interesting. There’s an abundance of contradictory and nonsensical information, some pseudo-advantages, and a complete lack of specifics.

Partnership and Bonuses

The official site makes no mention of an affiliate program. It is particularly odd, as such programs are excellent for attracting new clients and offer traders a nice side income.

Additionally, the company offers a bonus ranging from 50% to 100%, but only for those ready to invest a whopping £75,000. Bonus terms are unclear, but traders should be aware that brokers often require an unrealistic and unachievable trading turnover to withdraw these bonuses and any profits earned with them.

Account Opening on Rgnfinancialplanningltd.com

To start trading, it’s enough to register an account, provide documents for KYC, and then fund the deposit. Moreover, account activation by the company is required. At least, it is what is described in the FAQ section.

The registration process is quite simple. Just provide your name, contact details, country, date of birth, and create a password. Notably, RGN Financial Planning Ltd does not send an email to confirm the registration.


Next, you’ll find a personal cabinet area as basic as the site itself, through which clients can change their personal information, perform transactions, undergo verification, and switch to WebTrader. It seems impossible to try the service on a demo account, as this option is simply not available here.


The description of how to start trading with the broker indicates that the second step is verification. It turns out that at RGN Financial Planning Ltd, the KYC procedure is mandatory and without it, you cannot proceed to make trades. Documents can be uploaded in the personal cabinet section. However, the firm lacks a separate section describing the AML & KYC policy, its purpose, what is required, and how long the verification of documents takes.

  • Not found.
  • There is no explanation of the KYC policy.
  • It is unclear which documents are required for verification.

Trading Software

The trading platform at RGN Financial Planning Ltd is a WebTrader with a user-friendly interface and basic capabilities for technical and graphical analysis of quotes. The platform is adapted for mobile browsers, but there is no separate application developed for Android/iOS smartphones. In general, the functionality allows only for basic analysis, as there are no advanced tools.


Such a platform can be characterized as limited, minimally functional, and unsuitable for serious trading. The absence of a mobile application makes it extremely inconvenient for smartphone use. The functionality is limited, so you cannot create advanced and complex trading strategies. In short, the software is only suitable for executing orders, nothing more.

Features RGN Financial Planning Ltd FortifiedTrade Magni Markets
Demo Account
Mobile App ✔️
Own Development

How Can I Trade With RGN Financial Planning Ltd?

The trading conditions at the broker depend directly on the selected account type. Next, we will look at what tariffs the firm has prepared for clients.

All Info About Accounts

The firm offers just 5 tariffs, with the minimum deposit set extremely high at £5,000. It’s important to note the lack of a demo account, which means to practically familiarize yourself with the platform you need to invest at least £5,000 – a significant and serious sum. It is in stark contrast to other brokers, where the minimum entry threshold is no more than $1-10. Therefore, RGN Financial Planning Ltd’s services are not for everyone, and perhaps that’s for the better.

Account types

The better the account type, the higher the maximum leverage offered, the more favorable the spreads and swaps, the more asset classes available, and the more diverse the additional services. The list of additional services includes trading assistance, a personal plan, and portfolio management (notably, there’s a typo on the site in this word: “managment”). It’s also worth mentioning the service of a minimum guaranteed monthly ROI of 9% to 15%. Aren’t guarantees of profitability legally banned in many countries? This gives off a distinct whiff of some kind of HYIPs. So, what really is RGN Financial Planning Ltd?

Looking at the trading conditions, they are incredibly unfavorable. Why? A high initial deposit, no demo, no swap-free option, and spreads, commissions, and swaps are not even specified. Moreover, the firm brazenly tries to extract more money from clients by offering more services and better conditions at higher tariffs.

  • Not found.
  • Excessively inadequate conditions.
  • Key parameters are not disclosed.
  • Islamic account and demo are missing.

Market Analysis and Education With Rgnfinancialplanningltd.com

The broker offers clients educational materials, webinars, market analytics, and tutorials. Additionally, RGN Financial Planning Ltd provides basic information about each traded asset class and a news feed.

Deposit, Withdrawal, and Fees

There is no dedicated section where one can read about depositing, fund withdrawal, commissions, and other aspects of transaction operations. The system offers the following methods for transferring money:

  • Credit/debit cards.
  • Bank wire transfers.
  • E-wallets.
  • Bitcoin.
Features RGN Financial Planning Ltd Equaledge High BTC Stock
Debit/Credit Cards ✔️ ✔️ ✔️
Electronic Payments ✔️ ✔️
Crypto Transfers ✔️ ✔️ ✔️
Deposit Fee
Withdrawal Fee ✔️

How Can I Contact It?

Contact information is limited to just a phone number and an email address. You can also request feedback in the “contacts” section. However, for unknown reasons, RGN Financial Planning Ltd lacks an online chat, which is ideal for prompt communication with staff. There are also no social media accounts.

Verification of contact details has revealed suspicious aspects. For example, the phone number has previously been listed on a brokerage firm’s website named NFG Finance. The email address turned out to be fake.


  • Not found.
  • Email doesn’t exist.
  • The phone number was found at another broker.

Is RGN Financial Planning Ltd Dangerous?

There are almost no doubts about the company’s illegal activities. Initial suspicions were raised by a generic and uninformative website, followed by unfavorable and unclear trading conditions, and then fake contact information. However, to conclusively judge the firm, we considered its operating duration and whether it has any licenses.

How Long Does The Broker Work?

Why does the firm not disclose its founding date? Likely, because it has something to hide. In fact, RGN Financial Planning Ltd has been in operation for less than a month. No wonder there’s no mention of its operating duration on the website. The organization is very new, which explains the near absence of online reviews.


How Is It Regulated?

Another crucial point, like the founding date, is the matter of licenses. Every trader knows that a broker must be regulated. This firm is headquartered in London, which is under UK jurisdiction, hence it should have a license from the FCA. A search in the FCA register yields “Unfortunately, we didn’t find any results matching your search term” for RGN Financial Planning Ltd. Therefore, the firm is not regulated.

RGN Financial Planning Ltd - FCA

We also decided to check for registration in the UK, as it is strange for a firm not to be licensed by the FCA when every broker must be regulated. In the Companies House register, there is an entity named RGN Financial Planning Ltd, but it is not the same company that operates the website rgnfinancialplanningltd.com. The legal address and founding date (2010) do not match; our subject appeared only in October 2023.

We surmise that scammers took an existing British company’s name and created a fake website offering brokerage services. It is a pseudo-broker and a counterfeit.

Features RGN Financial Planning Ltd BullBitcoin WilliamYoungs
European Zone
Asian Zone
American Zone
African Zone

Frequently Asked Questions (FAQ)

How to Trade With RGN Financial Planning Ltd?

Trading with the company involves 4 steps: registration, verification, depositing funds, and activation. There is no demo account, so testing with virtual money is not possible.

Is RGN Financial Planning Ltd Legit?

The broker is unregulated. No such organization is found on the FCA register. Furthermore, it was discovered that scammers have appropriated another entity's name to offer their services to traders.

How Risky Is It?

Trading with RGN Financial Planning Ltd is a 100% risk. You are guaranteed to lose money here. Such organizations always turn out to be fraudulent.
Kevin Berry
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Expert Opinion

Brand new scam alert! Check out this freshly baked website, created on October 27, 2023. Hopefully, no one has fallen for the fraudulent tricks of the anonymous criminals from RGN Financial Planning Ltd, which means the scammers have gained nothing. It’s not hard to spot this as a scam broker. Everything is too obvious and cliché. Even beginners will sense something suspicious and dangerous. A minimum deposit of 5,000 pounds is very high, and the absence of a demo account is a practice only found among scammers.

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2 reviews about RGN Financial Planning Ltd

Elliston November 4, 2023 - 11:54
They're 100% scammers! I'm telling you the truth!
The level of trust
Quick withdrawal of funds
Efficiency of technical support

THEY ARE SCAMMERS!!! Know the truth about them! It’s a serial scam project where fraudsters create sites with fake brokerage services and a fake platform to swindle people out of money!! I was once fooled by such a scam, losing $1,500 irretrievably. Learned my lesson the hard way!!! RGN Financial Planning Ltd is a disgraceful scam project, a typical fraud where anyone who invests money will lose it forever.
There are many similar sites like RGN Financial Planning Ltd on the internet. They are all copycats. These are crooks and scammers with no licenses, no documents, and no guarantees. Total fraudulent activity that needs to be stopped!

Lost in life March 25, 2024 - 17:02

They took all my money, 120000 e


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